tag:blogger.com,1999:blog-1989586293877971034.post8161492826461191607..comments2023-10-02T05:12:10.620-05:00Comments on Please Excuse Me: Quick look at Health CareLiz Szilagyihttp://www.blogger.com/profile/17311798203171455668noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-1989586293877971034.post-44225807315625781242014-02-16T21:07:38.761-06:002014-02-16T21:07:38.761-06:00I like those ideas Tiffany. Insurance that covers ...I like those ideas Tiffany. Insurance that covers true emergencies and basic well checks (possibly varying options for covering specialists? but that could all be chosen by the consumer). I also like the idea of paying up front for the costs of smaller things like sick visits, and visiting a Nurser Practitioner instead of a Dr. I've had fabulous experiences with Nurse Practitioners. <br /><br />I don't know everything there is to know about the history of employer based coverage, but I can give a brief history. It started as a result of FDR's salary caps. Employers needed a way around maximum wage regulations so they started offering non-wage benefits like health insurance (before this most people didn't have insurance and simply paid up front for the costs involved with health care). When Nixon wanted to extend health care to all his proposal was to make all employers offer health care, even if they only had a couple employees. That never took off. Then Obamacare took a slightly less aggressive employer based approach than Nixon's plan, and it passed but still left a large pool of uninsured employees. Not to mention all the people who aren't employed. Liz Szilagyihttps://www.blogger.com/profile/17311798203171455668noreply@blogger.comtag:blogger.com,1999:blog-1989586293877971034.post-82448565845903755152014-02-15T20:53:03.423-06:002014-02-15T20:53:03.423-06:00I agree that health insurance shouldn't be emp...I agree that health insurance shouldn't be employer based. I'm not sure how or why they started this but it's dumb and I think it raises the cost of healthcare. <br /><br />I think we shouldn't need health insurance except for extreme cases like a trip to the ER maybe or cancer treatment. Like car insurance. Maybe we could have free checkups like most plans have, but colds and other doctor appointments should be out of pocket. They could keep down the costs by not seeing doctor. We could have health clinics where you see a nurse practitioner or whatever for most things.Anonymoushttps://www.blogger.com/profile/02943458335062254334noreply@blogger.com